Your dream home in Mumbai: A simple guide to the MHADA lottery 2026

Finding a home in a city like Mumbai is often seen as a distant dream due to rising property prices. However, the government’s latest announcement is bringing a ray of hope for thousands. The Maharashtra Housing and Area Development Authority (MHADA) is preparing to launch its MHADA Lottery 2026, offering nearly 5,000 affordable houses across the city.

If you are looking for a place to call your own without breaking the bank, here is everything you need to know about this upcoming opportunity.

What is the MHADA lottery?

MHADA is a government body that builds quality housing for people across different income levels. Every year, they hold a “lottery”, a fair, computerized draw, where lucky winners get the chance to buy homes at prices much lower than the current market rates.

Where are the houses located?

For the 2026 draw, a major focus is on Goregaon West. Almost half of the available homes (about 2,500 units) will be located here, specifically under the Patra Chawl redevelopment project. Other homes will be spread across various suburbs, including popular areas like Andheri, Vikhroli, and Borivali.

Who can apply?

The lottery is designed to help everyone, from workers to professionals. Eligibility is based on your family’s annual income:

  1. Economically Weaker Section (EWS): Families earning up to ₹6 lakh.
  2. Lower Income Group (LIG): Families earning between ₹6 lakh and ₹9 lakh.
  3. Middle Income Group (MIG): Families earning between ₹9 lakh and ₹12 lakh.
  4. High Income Group (HIG): Families earning above ₹12 lakh.

Key timelines to remember

While the official dates are yet to be finalized, the lottery process is expected to start in March or April 2026. The lucky draw will likely happen around May or June. It is important to note that many of these buildings are currently under construction. This means that while you might win the lottery in 2026, you will likely be able to move into your new home by 2028 or later.

How to prepare

The entire application process is online, making it transparent and easy. To stay ahead, ensure you have your documents ready:

  • An Aadhaar Card and PAN Card.
  • A Domicile Certificate (showing you have lived in Maharashtra for 15 years).
  • Your latest income proof or ITR.

Why is this a great opportunity?

The biggest advantage of the MHADA Lottery 2026 is the price. Buying a flat from a private builder in Mumbai can be extremely expensive. MHADA homes offer a safe, legal, and budget-friendly alternative. Even if the wait for construction is a few years, the long-term value of owning a government-approved property in Mumbai is unmatched.

Keep an eye on the official MHADA website to ensure you don’t miss the registration window!

Also read – Godrej properties bets big on Pune: A ₹2,000 crore vision for Mahalunge

Disclaimer – This article is for informational purposes only. Readers should verify all details, dates, and eligibility criteria on the official MHADA website before making any financial decisions or applications.

Source – Hindustan Times

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