Living in Mumbai is a dream for many, but finding an affordable home in the “City of Dreams” often feels like an impossible task. However, a new opportunity has arrived for those looking to skip the long wait of traditional lotteries. The Maharashtra Housing and Area Development Authority (MHADA) has announced the sale of 120 flats across the city and its suburbs on a “first-come, first-served” basis.
This unique scheme is a golden ticket for homebuyers who are ready to act fast. Unlike the standard lottery system where your name depends on luck, this process rewards those who are prepared and quick to apply.
Where are these homes located?
The available units are spread across various parts of Mumbai, ensuring there is something for everyone. You can find homes in popular western suburbs like Kandivali, Charkop, and Andheri, or look toward eastern areas like Powai, Ghatkopar, and Vikhroli. For those who prefer being closer to the heart of the city, there are also options in South Mumbai locations like Tardeo, Lower Parel, and Byculla.
Pricing for every budget
One of the best things about this announcement is the wide price range. For budget-conscious buyers, some flats start as low as ₹38 lakh. On the other end of the spectrum, premium apartments in South Mumbai can go up to ₹8 crore. This variety ensures that whether you are a first-time buyer or looking for a luxury upgrade, there is a MHADA Mumbai flat that fits your financial plan.
How the booking process works
The process is designed to be simple and digital. It officially begins on February 5, 2026, with registration. By February 12, the actual booking window opens.
To secure a home, you must visit the official MHADA “Book My Home” website. Once you log in, you can browse available flats by building and floor number. If you see a flat you like and it is marked as “available”, you can select it immediately.
The 48-Hour Rule: Once you pick a flat, you must pay 10% of the total cost within 48 hours. If you miss this deadline, the flat goes back on the market and you may lose your initial deposit. After this payment, MHADA issues an offer letter and you can proceed with the remaining balance or a home loan.
What you need to apply
You don’t need a mountain of paperwork to get started. All you need is to be at least 18 years old and an Indian citizen. The primary documents required are your Aadhaar Card and PAN Card. If you are married, you will need these documents for both yourself and your spouse.
Final thoughts
This “first-come, first-served” initiative is a refreshing change for the Mumbai real estate market. It offers transparency and speed, allowing families to secure a roof over their heads without months of uncertainty. If you’ve been waiting for the right moment to invest in the city, keep your documents ready and your eyes on the portal. Your dream home is just a few clicks away!
Also read – India union budget 2026: Real estate and housing outlook
Disclaimer – This article is for informational purposes only. Information is based on recent news reports and may change. Please verify all details and legal terms on the official MHADA website before investing.
Source – Hindustan Times
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